MEDLEY! and MEDLEY! TSA
Standardized Average Annual Total Return as of Monday, March 31, 2014

Performance reports available via this website are authorized for use with prospective investors only when accompanied or preceded by current product and fund prospectuses containing detailed information about the policy, investment options, limitations and risks. You may access all prospectuses via this website or by contacting us; our address and telephone number are listed elsewhere in this website. Please read the prospectuses carefully before you invest or send any money. More information about the risks of certain investments and about total return performance reports is at the end of this screen.

 
 
 
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 ALPS Advisors, Inc. (Ibbotson)
Portfolio   1
Year
  5
Years
  10 Years
or Since
Inception
  Subaccount
Inception
Date
Balanced ETF Asset Allocation Class II   -4.33%   N/A   -2.7%
  04/28/2011
Growth ETF Asset Allocation Class II   -1.32%   N/A   -2.1%
  04/28/2011
Income and Growth ETF Asset Allocation Class II   -7.23%   N/A   -4.06%
  04/28/2011

 American Century Investment Management, Inc. (American Century)
Portfolio   1
Year
  5
Years
  10 Years
or Since
Inception
  Subaccount
Inception
Date
VP Income & Growth I   10.7%   15.69%   1.22%*
  01/01/2001
VP Mid Cap Value I   7%   17.43%   1.4%
  05/01/2008

 Calvert Investment Management, Inc. (Calvert)
Portfolio   1
Year
  5
Years
  10 Years
or Since
Inception
  Subaccount
Inception
Date
VP EAFE International Index   2.65%   9.35%   -10.55%
  05/01/2008
VP Income   -12.03%   1.62%   -1.66%*
  05/01/2002
VP Inflation Protected Plus   -17.49%   -2.38%   -3.4%
  05/01/2008
VP Investment Grade Bond Index   -13.89%   N/A   -3.76%
  05/03/2010
VP NASDAQ 100 Index   14.54%   19.5%   4.54%*
  01/01/2001
VP Natural Resources   -11.08%   3.76%   -12.42%
  05/01/2008
VP Russell 2000 Small Cap Index   10.04%   18.4%   1.75%*
  01/01/2001
VP S&P 500 Index   7.38%   15.56%   8.91%
  12/12/2008
VP S&P MidCap 400 Index   6.62%   19.21%   3.82%*
  01/01/2001
VP SRI Balanced   0.49%   9.53%   -0.38%*
  05/01/2000
VP SRI Equity   6.25%   15.21%   1.49%*
  05/01/2002
VP SRI Large Cap Value   7.91%   15.24%   8.94%
  12/12/2008
VP SRI Mid Cap Growth #   5.68%   19.4%   2.36%*
  05/01/2000
VP Small Cap Growth   4.12%   20.59%   4.37%*
  11/01/1999
VP Volatility Managed Growth   N/A   N/A   -5.21%
  05/01/2013
VP Volatility Managed Moderate   N/A   N/A   -9.17%
  05/01/2013
VP Volatility Managed Moderate Growth   N/A   N/A   -7.21%
  05/01/2013

 Deutsche Investment Management Americas Inc. (DWS)
Portfolio   1
Year
  5
Years
  10 Years
or Since
Inception
  Subaccount
Inception
Date
Global Growth VIP A   4.62%   12.41%   -8.36%
  05/01/2008
Small Mid Value VIP A   4.86%   17.75%   -0.02%
  05/01/2008

 Fidelity Management & Research Company (Fidelity)
Portfolio   1
Year
  5
Years
  10 Years
or Since
Inception
  Subaccount
Inception
Date
VIP Asset Manager SC2   0.12%   8.87%   0.5%*
  01/01/2001
VIP Asset Manager: Growth SC2   5%   11.93%   0.53%*
  01/01/2001
VIP Contrafund SC2   8.85%   16.08%   3.79%*
  01/01/2001
VIP Equity-Income SC2   3.95%   16.5%   0.58%*
  01/01/2001
VIP Growth SC2   16.69%   17.64%   1.03%*
  01/01/2001
VIP High Income SC2   -6.93%   8.94%   1.86%*
  01/01/2001
VIP Investment Grade Bond SC2   -13.13%   0.23%   -1.24%*
  01/01/2001
VIP Mid Cap SC2   10.29%   N/A   13.42%
  05/01/2009
VIP Money Market +   N/A   N/A   -19.06%
  08/16/2013
VIP Overseas SC2   6.4%   10.75%   0.52%*
  01/01/2001

 Fred Alger Management Inc. (Alger)
Portfolio   1
Year
  5
Years
  10 Years
or Since
Inception
  Subaccount
Inception
Date
Balanced I-2   -2.21%   6.56%   -1.01%*
  05/01/1993

 Invesco Advisors Inc. (Invesco)
Portfolio   1
Year
  5
Years
  10 Years
or Since
Inception
  Subaccount
Inception
Date
V.I. Global Core Equity I   4.46%   7.31%   -1.84%*
  05/01/1997
V.I. Global Real Estate I   -11.68%   N/A   11.3%
  05/01/2009
V.I. International Growth I   1.69%   10.52%   -4.55%
  05/01/2008
V.I. Mid Cap Growth Fund Series I   13.79%   N/A   8.27%
  04/26/2012

 Massachusetts Financial Services Company (MFS)
Portfolio   1
Year
  5
Years
  10 Years
or Since
Inception
  Subaccount
Inception
Date
New Discovery IC   6.37%   23.83%   4.32%*
  11/01/1999
Research International IC   0.16%   10.09%   -8.33%
  05/01/2008
Total Return IC   -0.4%   8.05%   -3.13%
  05/01/2008
Utilities IC   2.57%   15.63%   9.69%*
  08/01/1995
VIT II Strategic Income IC   N/A   N/A   -11.29%
  08/16/2013

 Morgan Stanley Investment Management, Inc. (UIF)
Portfolio   1
Year
  5
Years
  10 Years
or Since
Inception
  Subaccount
Inception
Date
Emerging Markets Equity I   -15.19%   10.1%   5.3%*
  05/01/1997
Global Tactical Asset Allocation I   0.88%   10.89%   0.97%*
  05/01/1997
U.S. Real Estate I   -7.12%   22.1%   4.11%*
  05/01/1997

 Neuberger Berman Management LLC (Neuberger Berman)
Portfolio   1
Year
  5
Years
  10 Years
or Since
Inception
  Subaccount
Inception
Date
AMT Mid Cap Intrinsic Value I   9.57%   21.04%   -1.53%
  05/01/2008

 Pacific Investment Management Company LLC (PIMCO)
Portfolio   1
Year
  5
Years
  10 Years
or Since
Inception
  Subaccount
Inception
Date
Total Return Adm   -14.38%   N/A   -0.61%
  05/01/2009

 T. Rowe Price Associates, Inc. (T. Rowe Price)
Portfolio   1
Year
  5
Years
  10 Years
or Since
Inception
  Subaccount
Inception
Date
Blue Chip Growth-II   14.75%   17.48%   1.54%
  05/01/2008

 The Dreyfus Corporation (Dreyfus)
Portfolio   1
Year
  5
Years
  10 Years
or Since
Inception
  Subaccount
Inception
Date
MidCap Stock Service   7.85%   20.4%   2.83%*
  11/01/2002

 Third Avenue Management LLC (Third Avenue)
Portfolio   1
Year
  5
Years
  10 Years
or Since
Inception
  Subaccount
Inception
Date
Value   0.06%   11.96%   -0.87%*
  01/01/2001


+ Fidelity Money Market: as of shown above 7-Day Yield -0.95%, effective yield -0.94%


* 10-year figure
# Closed to new money

Medley! and Medley! TSA Standardized Performance

THE PERFORMANCE DATA QUOTED REPRESENTS PAST PERFORMANCE AND IS NOT INDICATIVE OF FUTURE RESULTS. The investment return and principal value of an investment will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance data quoted. Some portfolio advisors have agreed to limit their expenses; without these limits, performance would have been lower.

The returns are before-tax average annual total returns which assume reinvestment of dividends and capital gains.

Standardized average annual total return for a specific period is calculated by taking a hypothetical $1,000 investment in a subaccount on the first day of the period ("initial investment"), and computing the ending redeemable value ("redeemable value") of that investment at the end of the period. The redeemable value is then divided by the initial investment and expressed as a percentage. Standardized average annual total return is annualized and reflects the deduction of fund company expenses, the current policy mortality and expense risk charge of 0.65% (max. 0.75%), and the current percentage administrative expense charge of 0.20% (max. 0.25%), the current charge for the Minimum Premium Rider of 0.45% (max. 0.60%)and a $40 current and max annual policy fee The redeemable value also reflects the effect of any applicable withdrawal charge that may be imposed at the end of the period, which is a declining sales charge of 8%, 8%, 8%, 7%, 6%, 5%, 3% (with the 403(b) TSA rider). Medley! and Medley! TSA offer a variety of optional features for a charge, some of which are effectively mutually exclusive or used only in limited situations. Thus, the standardized average annual total returns also reflect 0.10% of other current policy value annual expenses for the 10% free withdrawal (current charge 0.10%; 0.15% max.) and 0.30% (0.40% max.) for the 403(b) TSA rider. See the prospectus for detailed information about policy charges, including maximum charges and fund expenses. Policies issued on or after November 5, 2007 include a Guaranteed Lifetime Withdrawal Benefit (GLWB) Rider. For purposes of this standardized performance, the rider is presumed to be in the Inactive Phase. Therefore, the rider charges (0.95% (cur/max) for single life/1.10% (cur/max) for joint spousal) are not reflected in the performance. If the rider was activated and charges were taken it would lower your performance.

Medley! variable annuity (Form 4888) and Tax Sheltered Annuity (Form TSA-V) are issued by Ameritas Life Insurance Corp. and underwritten by its affiliate Ameritas Investment Corp. Variable annuities are suitable for long-term investing and subject to investment risk, including possible loss of principal. This material must be accompanied by current product and investment options prospectuses. Please read them carefully before you invest or send money.

We encourage you to obtain a personalized illustration which reflects all charges of the policy and the impact of those charges upon performance; contact your registered representative or us. See the prospectus for detailed information about policy charges and fund expenses.

Please Note: The following footnotes may not apply to all products.

Risks of Certain Kinds of Portfolios
Investment options are subject to market risk, which is the possibility that the market values of securities owned by the portfolio will decline and that the value of portfolio shares may therefore be less than what you paid for them. Accordingly, you can lose money investing in any investment option. Please be aware that some portfolios are subject to additional risks, which may include those listed below. More information about the specific risks involved can be found in each such portfolio's prospectus and by clicking on the fund portfolio name, above. The prospectuses for all of the portfolios available through the policy may be downloaded from this website, or contact us to send you a free copy.

Money Market Risk. Money market investment options are not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other governmental agency. Although the portfolio seeks to preserve the value of your investment at $1.00 per unit, it is possible to lose money by investing in this portfolio.

Overseas/emerging market, sector, and high income and small cap portfolios involve additional risk than may exist in portfolios investing in larger, more established or diversified companies in established countries.

High Yield Risk. Investment options that may invest up to 100% of net assets in lower rated bonds, commonly known as "junk bonds," entail greater risk than those portfolios that invest in higher rated securities.

International/Global/Emerging Markets Risk. International and global investment options involve risks associated with changes in currency values, economic, political and social uncertainty and market price swings. International and global portfolios may exhibit greater volatility of returns in the short-term. Risks that may be associated with investments in emerging markets include illiquidity and volatility.

Leveraged Risk. Investment options that borrow money to leverage involve more risk than portfolios that do not borrow money because the cost of borrowing money could exceed the returns for securities purchased or the securities purchased may go down in value.

Nondiversified Risk. Investment options that often invest in a more limited number of issuers involve more risk than portfolios that invest in a larger number of issuers because changes in the financial condition or market value of a single issuer may cause great volatility.

Sector Concentration Risk. Investment options that are at times more heavily invested in certain economic sectors may have more volatile performance than that of more broad-based portfolios.

Small Company Risk. Small company stocks, as a whole, may experience larger price fluctuations than large company stocks or other types of investments. Small companies tend to have shorter operating histories and may have less experienced management.

Additional Information
Franklin Templeton Variable Insurance Products Trust portfolios are generally sold only to insurance company separate accounts as investment options for variable insurance products.

The Calvert VP EAFE International Index portfolio is not sponsored, endorsed, sold or promoted by Morgan Stanley Capital International, Inc. (MSCI) or any affiliate of MSCI and MSCI makes no representation regarding the advisability of investing in the portfolio.

“Nasdaq” and related marks are trademarks or service marks of The Nasdaq Stock Market, Inc. and have been licensed for use for certain purposes by Calvert Group, Ltd. and the Nasdaq -100® Index Portfolio. The Nasdaq -100® Index is composed and calculated by Nasdaq without regard to Calvert Investment Management, Inc. Nasdaq makes no warranty, express or implied, and bears no liability with respect to the Calvert VP Nasdaq 100 Index Portfolio.

The “Russell 2000 Index” is a trademark/service mark of the Frank Russell Company. Russell is a trademark of the Frank Russell Company. Calvert Investment Management, Inc. and the Calvert VP Russell 2000 Small Cap Index Portfolio are not promoted, sponsored or endorsed by, nor in any way affiliated with Frank Russell Company. Frank Russell Company is not responsible for and makes no representation of warranty, express or implied, as to its accuracy, or completeness, or otherwise.

“S&P 500®” and “S&P MidCap 400 Index” are trademarks of McGraw-Hill, Inc. The Calvert VP S&P MidCap 400 and S&P 500 Index Portfolios are not sponsored, endorsed, sold or promoted by Standard & Poor's and Standard & Poor's makes no representation regarding the advisability of investing in the portfolios.

The Fixed Account is backed by the claims-paying ability of the insurance company issuing the policy. Calvert Investment Management, Inc. (Calvert) is the advisor of the Calvert Variable Products (Calvert VP) portfolios. Calvert is an affiliate of Ameritas Life Insurance Corp. Each company is solely responsible for its own financial condition and contractual obligations.


This is not an offer in any jurisdiction, nor is it specifically directed to residents of any jurisdiction. This policy may only be sold
pursuant to a prospectus and in those states where it is approved.
Not FDIC Insured May Lose Value No Bank Guarantee