Investment Option Performance
Non-standardized Average Annual Total Return as of Tuesday, April 25, 2017

Performance reports available via this website are authorized for use with prospective investors only when accompanied or preceded by current product and fund prospectuses containing detailed information about the policy, investment options, limitations and risks. You may access all prospectuses via this website or by contacting us; our address and telephone number are listed elsewhere in this website. Please read the prospectuses carefully before you invest or send any money. More information about the risks of certain investments and about total return performance reports is at the end of this screen.

 
  View Performance:

Performance by Investment Advisor

Performance by Morningstar Category

Month End Fund Performance

Standardized Returns

GLWB Models

Historical Fund Numbers

,
Print Page

Trade Online


 American Century Investment Management, Inc. (American Century)
Investment Option Unit
Price
  Gross Fund
Operating
Expense***
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year*
(or life of fund)
  Inception
Date
 
VP International I   10.533554   1.33%   3.79%   6.34%   11.87%   7.95%   0.33%   5.5%   1.25%* 05/02/1994
VP Mid Cap Value I   23.556775   1.01%   2%   1.69%   4.17%   19.5%   12.06%   14.89%   8.31%* 12/01/2004

 Calvert Research and Management (Calvert)
Investment Option Unit
Price
  Gross Fund
Operating
Expense***
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year*
(or life of fund)
  Inception
Date
 
VP EAFE International Index   85.147162   0.98%   3.05%   5.96%   10.59%   10.27%   0.12%   5.61%   -0.38%* 11/12/2002
VP Russell 2000 Small Cap Index   87.710658   0.81%   4.19%   2.24%   4.16%   24.89%   8.31%   12.04%   5.76%* 04/27/2000
VP S&P 500 Index   135.649151   0.48%   1.96%   4.27%   7.08%   15.93%   10.02%   12.88%   6.23%* 12/29/1995
VP SRI Balanced I   2.228959   0.7%   0.9%   2.19%   3.6%   7.93%   5.19%   7.03%   4.09%* 09/02/1986
VP Volatility Managed Growth Class F   17.814397   0.98%   2.15%   3.51%   5.95%   9.23%   4.05%   N/A   4.56% 04/30/2013
VP Volatility Managed Moderate Class F   17.480529   0.98%   1.55%   2.74%   4.27%   7.89%   4.48%   N/A   4.26% 04/30/2013
VP Volatility Managed Moderate Growth Class F   17.677651   1%   1.87%   3.11%   5.18%   9.24%   4.61%   N/A   4.68% 04/30/2013

 Deutsche Investment Management Americas Inc. (Deutsche)
Investment Option Unit
Price
  Gross Fund
Operating
Expense***
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year*
(or life of fund)
  Inception
Date
 
Capital Growth VIP-A   32.290089   0.49%   3.04%   6.16%   10.38%   16.95%   12.71%   13.31%   7.83%* 07/16/1985
Global Growth VIP-A   12.319944   1.44%   3.02%   6.88%   10.5%   12.08%   3.98%   7.74%   1.05%* 05/01/1998
Small Mid Cap Value VIP-A   19.317318   0.8%   3.49%   1.95%   4.06%   17.44%   7.94%   11.64%   5.95%* 05/01/1996

 Dimensional Fund Advisors LP (DFA)
Investment Option Unit
Price
  Gross Fund
Operating
Expense***
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year*
(or life of fund)
  Inception
Date
 
VA Global Bond Portfolio   11.130639   0.26%   0.52%   1.01%   1.17%   0.44%   1.65%   1.56%   3.02%* 01/12/1995
VA Global Moderate Allocation   12.263461   0.54%   1.73%   2.52%   5%   10.97%   4.14%   N/A   6.15% 04/08/2013
VA International Small Portfolio   13.710349   0.61%   2.88%   5.82%   10.9%   14.65%   3.85%   9.15%   3.18%* 10/02/1995
VA International Value Portfolio   12.777128   0.47%   2.24%   1.74%   7.91%   16.16%   -0.3%   5.79%   -0.6%* 10/02/1995
VA Short-Term Fixed Portfolio   10.258826   0.28%   0.05%   0.18%   0.24%   0.23%   0.02%   -0.01%   0.88%* 10/02/1995
VA U.S. Large Value Portfolio   27.359459   0.29%   2.12%   1.88%   4.31%   19.68%   8.3%   14.78%   5.77%* 01/12/1995
VA U.S. Targeted Value Portfolio   22.098895   0.39%   3.68%   -1.53%   0.78%   22.9%   7.45%   14.28%   5.37%* 10/02/1995

 Fidelity Management & Research Company (Fidelity)
Investment Option Unit
Price
  Gross Fund
Operating
Expense***
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year*
(or life of fund)
  Inception
Date
 
VIP Contrafund IC   40.616329   0.63%   3.08%   5.46%   9.44%   16.86%   9.39%   12.1%   6.77%* 01/03/1995
VIP Equity-Income IC   25.869325   0.62%   1.31%   1.72%   3.45%   16.27%   7.13%   11.48%   4.23%* 10/09/1986
VIP Government Money Market   0.998476   0.25%   0%   -0.01%   -0.01%   -0.16%   -0.33%   -0.35%   0.35%* 02/04/1987
7-Day Yield 0.08%, effective yield 0.08%                                              
VIP Growth IC   75.927357   0.64%   3.82%   8.32%   14.82%   19.16%   10.78%   12.76%   7.54%* 10/09/1986
VIP High Income IC   6.252796   0.68%   1.79%   2.28%   3.39%   12.67%   3.5%   5.24%   5.41%* 09/19/1985
VIP Investment Grade Bond IC   13.427898   0.42%   0.59%   1.52%   1.57%   2.47%   2.49%   2.27%   3.98%* 12/05/1988
VIP Mid Cap IC   39.132673   0.63%   2.97%   2.84%   6.71%   16.88%   7.88%   11.41%   6.94%* 12/28/1998
VIP Overseas IC   20.712871   0.8%   4.67%   9.57%   13.22%   9.1%   1.93%   6.85%   0.92%* 01/28/1987
VIP Strategic Income IC   12.153198   0.69%   1.1%   2.02%   3.19%   7.04%   2.91%   3.52%   5.22%* 12/23/2003

 Franklin Advisers, Inc. (Franklin Templeton)
Investment Option Unit
Price
  Gross Fund
Operating
Expense***
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year*
(or life of fund)
  Inception
Date
 
Global Bond VIP Cl2   16.745985   0.77%   0.13%   3.76%   3.54%   6.86%   0.72%   2.27%   5.82%* 01/06/1999

 Guggenheim Investments (Rydex)
Investment Option Unit
Price
  Gross Fund
Operating
Expense***
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year*
(or life of fund)
  Inception
Date
 
Government Long Bond 1.2x   30.105639   1.21%   0.63%   3.03%   1.92%   -6.12%   4.45%   2.28%   5.87%* 08/18/1997
Inverse Government Long Bond   33.621405   3.76%   -0.73%   -3.16%   -2.45%   1.8%   -8.23%   -6.23%   -10.05%* 05/01/2003
Inverse NASDAQ-100   17.110949   1.7%   -3.34%   -7.34%   -12.52%   -21.2%   -17.84%   -17.48%   -15.71%* 05/21/2001
Inverse S&P 500   12.989429   1.66%   -2.03%   -4.36%   -6.93%   -15.11%   -12.18%   -14.78%   -11.02%* 06/10/1997
Long Short Equity   15.351112   2.28%   1.93%   -1.08%   0.44%   4.84%   2.17%   3.46%   0.94%* 05/01/2002
NASDAQ-100   40.943448   1.54%   3.28%   7.49%   13.73%   23.53%   15.51%   14.7%   10.51%* 05/07/1997
Nova   196.626385   1.51%   2.85%   6.17%   10.36%   23.37%   13.54%   18.09%   6.02%* 05/07/1997
Precious Metals   30.801624   1.5%   -2.98%   -9.03%   4.26%   0.29%   -4.34%   -11.47%   -5.95%* 05/29/1997
Russell 2000 1.5x   67.352467   1.7%   6.27%   3.01%   5.8%   37.66%   10.99%   16.75%   5.07%* 10/01/2001

 Invesco Advisers Inc. (Invesco)
Investment Option Unit
Price
  Gross Fund
Operating
Expense***
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year*
(or life of fund)
  Inception
Date
 
V.I. American Franchise Fund   66.027406   0.96%   3.03%   6.92%   13.31%   20.05%   10.64%   12.23%   7.72%* 07/03/1995
V.I. International Growth I   36.566383   1.02%   2.87%   6.11%   10.3%   6.72%   1.65%   5.82%   2.28%* 05/05/1993

 Massachusetts Financial Services Company (MFS)
Investment Option Unit
Price
  Gross Fund
Operating
Expense***
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year*
(or life of fund)
  Inception
Date
 
Utilities IC   30.47577   0.79%   1.18%   4.67%   7.56%   10.38%   1.67%   8.15%   5.35%* 01/03/1995
VIT II Research International IC   15.20914   1%   3.24%   6.52%   11.21%   10.65%   0.16%   4.77%   0.41%* 05/06/1998

 Morgan Stanley Investment Management, Inc. (UIF)
Investment Option Unit
Price
  Gross Fund
Operating
Expense***
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year*
(or life of fund)
  Inception
Date
 
Emerging Markets Equity I   15.157444   1.41%   3.01%   8.3%   15.26%   17.43%   1.44%   1.75%   0.91%* 10/01/1996

 Neuberger Berman Investment Advisers LLC (Neuberger Berman)
Investment Option Unit
Price
  Gross Fund
Operating
Expense***
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year*
(or life of fund)
  Inception
Date
 
AMT Large Cap Value I   18.749274   1.14%   1.38%   0.79%   2.41%   19.44%   7.17%   11.94%   3.65%* 03/22/1994
AMT Mid Cap Intrinsic Value I   20.391908   1.03%   4.12%   4.46%   7.77%   18.88%   8.12%   12.88%   5.71%* 08/22/2001

 Pacific Investment Management Company LLC (PIMCO)
Investment Option Unit
Price
  Gross Fund
Operating
Expense***
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year*
(or life of fund)
  Inception
Date
 
CommodityRealReturn Strategy Adm   7.642522   1.17%   -0.45%   -4.6%   -3.42%   3.56%   -15.64%   -10.19%   -4.8%* 06/30/2004
Total Return Adm   11.468687   0.66%   0.71%   1.74%   1.9%   2.27%   2.11%   2.16%   4.89%* 12/31/1997

 T. Rowe Price Associates, Inc. (T. Rowe Price)
Investment Option Unit
Price
  Gross Fund
Operating
Expense***
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year*
(or life of fund)
  Inception
Date
 
Blue Chip Growth   26.144668   0.85%   4.19%   7.3%   13.37%   19.3%   12.55%   13.93%   8.48%* 12/29/2000

 The Vanguard Group, Inc. (Vanguard)
Investment Option Unit
Price
  Gross Fund
Operating
Expense***
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year*
(or life of fund)
  Inception
Date
 
VIF Balanced   25.65241   0.23%   1.23%   2.63%   4.11%   10.97%   6.96%   9.44%   6.36%* 05/23/1991
VIF Conservative Allocation   25.07268   0.16%   1.26%   2.59%   3.82%   6.54%   4.52%   5.55%   6.32% 10/19/2011
VIF Diversified   19.305131   0.28%   1%   2.38%   3.84%   11.61%   6.42%   10.99%   4.85%* 02/08/1999
VIF Equity Income   25.446712   0.31%   1.07%   3.48%   4.8%   14.65%   9.26%   12.68%   6.74%* 06/07/1993
VIF Equity Index   39.608418   0.15%   1.98%   4.3%   7.14%   16.17%   10.29%   13.15%   6.48%* 04/29/1991
VIF Growth   24.581111   0.44%   2.85%   6.44%   10.67%   12.15%   10.37%   12.49%   7.2%* 06/07/1993
VIF High Yield Bond   8.670777   0.28%   2%   2.18%   3.17%   9.72%   4.18%   5.6%   5.6%* 06/03/1996
VIF International   23.507559   0.4%   4.43%   8.87%   17.19%   18.23%   3.64%   7.58%   2.86%* 06/03/1994
VIF Mid-Cap Index   24.699241   0.19%   2.73%   3.68%   7.68%   16.57%   9.32%   12.89%   6.85%* 02/08/1999
VIF Moderate Allocation   27.990272   0.16%   1.63%   3.28%   5.26%   9.62%   5.52%   7.33%   8.33% 10/19/2011
VIF REIT Index   15.298761   0.27%   3.22%   2.16%   3.11%   6.43%   9.39%   9.1%   4.3%* 02/08/1999
VIF ST Investment Grade   10.702871   0.16%   0.33%   0.73%   0.98%   1.44%   1.45%   1.61%   2.83%* 02/08/1999
VIF Small Company Growth   25.796092   0.37%   3.89%   4.7%   8.56%   23.84%   9.56%   13.08%   8.1%* 06/03/1996
VIF Total Bond Market Index   12.151934   0.15%   0.48%   1.27%   1.15%   0.33%   1.96%   1.62%   3.69%* 04/29/1991
VIF Total Stock Market Index   38.382046   0.16%   2.3%   4.04%   6.96%   17.07%   9.89%   13.04%   6.56%* 01/08/2003

 Third Avenue Management LLC (Third Avenue)
Investment Option Unit
Price
  Gross Fund
Operating
Expense***
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year*
(or life of fund)
  Inception
Date
 
Value   17.466063   1.22%   2.54%   3.44%   6.18%   13.93%   3.44%   8.15%   0.59%* 09/14/1999


Ameritas Fixed Account guaranteed rate 1.000%
Initial rates guaranteed from policy date until policy anniversary. Thereafter, all amounts will earn the interest rate declared in the month of the last policy anniversary.


* 10-year figure
** Returns are cumulative, not average annual
*** Total annual fund operating expense ratio gross of any expense reimbursements or fee waivers. Note, however, that performance reflected in the chart is based on fund operating expense ratios that are net of any expense reimbursement or fee waiver. See the fund's prospectus for information concerning any reimbursements, waivers, or permitted recovery of same. The performance of an investment option with an applicable expense reimbursement or fee waiver would be lower without such waiver or reimbursement, and the performance of an investment option subject to recovery of a previous reimbursement or waiver would be higher without such recovery of reimbursement or waiver.

THE PERFORMANCE DATA QUOTED REPRESENTS PAST PERFORMANCE AND IS NOT INDICATIVE OF FUTURE RESULTS. The investment return and principal value of an investment will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance data quoted. Some portfolio advisors have agreed to limit their expenses; without these limits, performance would have been lower.

The returns are before-tax average annual total returns which assume reinvestment of dividends and capital gains.

Non-standardized average annual total return for a specific period is calculated by taking a hypothetical $1,000 investment in a subaccount on the first day of the period ("initial investment"), and computing the ending redeemable value ("redeemable value") of that investment at the end of the period. The redeemable value is then divided by the initial investment and expressed as a percentage. Non-standardized performance returns are then annualized and reflect charges levied upon policy separate account assets only. Thus, like standardized performance returns, the nonstandardized returns reflect fund company expenses,the current policy mortality and expense risk charge of 0.45% (max. 0.80%). Unlike standardized total returns, the non-standardized returns do not reflect the policy fee ($40 current and maximum) or other charges not levied solely upon the separate account. For this reason, non-standardized total returns for a subaccount are usually higher than standardized total returns for a subaccount. See the prospectus for detailed information about policy charges, including maximum charges and fund expenses.

Ameritas Advisor No-Load VA (Form 6150) is issued by Ameritas Life Insurance Corp. and underwritten by its affiliate Ameritas Investment Corp. Variable annuities are suitable for long-term investing and subject to investment risk, including possible loss of principal. This material must be accompanied by current product and investment options prospectuses. Please read them carefully before you invest or send money.

Risks of Certain Kinds of Portfolios
Investment options are subject to market risk, which is the possibility that the market values of securities owned by the portfolio will decline and that the value of portfolio shares may therefore be less than what you paid for them. Accordingly, you can lose money investing in any investment option. Please be aware that some portfolios are subject to additional risks, which may include those listed below. More information about the specific risks involved can be found in each such portfolio's prospectus and by clicking on the fund portfolio name, above. The prospectuses for all of the portfolios available through the policy may be downloaded from this website, or contact us to send you a free copy.

Money Market Risk. Money market investment options are not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other governmental agency. Although the portfolio seeks to preserve the value of your investment at $1.00 per unit, it is possible to lose money by investing in this portfolio.

Overseas/emerging market, sector, and high income and small cap portfolios involve additional risk than may exist in portfolios investing in larger, more established or diversified companies in established countries.

High Yield Risk. Investment options that may invest up to 100% of net assets in lower rated bonds, commonly known as "junk bonds," entail greater risk than those portfolios that invest in higher rated securities.

International/Global/Emerging Markets Risk. International and global investment options involve risks associated with changes in currency values, economic, political and social uncertainty and market price swings. International and global portfolios may exhibit greater volatility of returns in the short-term. Risks that may be associated with investments in emerging markets include illiquidity and volatility.

Leveraged Risk. Investment options that borrow money to leverage involve more risk than portfolios that do not borrow money because the cost of borrowing money could exceed the returns for securities purchased or the securities purchased may go down in value.

Nondiversified Risk. Investment options that often invest in a more limited number of issuers involve more risk than portfolios that invest in a larger number of issuers because changes in the financial condition or market value of a single issuer may cause great volatility.

Sector Concentration Risk. Investment options that are at times more heavily invested in certain economic sectors may have more volatile performance than that of more broad-based portfolios.

Small Company Risk. Small company stocks, as a whole, may experience larger price fluctuations than large company stocks or other types of investments. Small companies tend to have shorter operating histories and may have less experienced management.

Volatility Managed Funds Risk. Volatility managed funds seek to stabilize the volatility of a portfolio to a predetermined target level. Unlike other investment options, these funds may not perform as well in a rising market but are designed to provide protection in a declining market. Losses are still possible. See prospectus for complete details.

Additional Information
Franklin Templeton Variable Insurance Products Trust portfolios are generally sold only to insurance company separate accounts as investment options for variable insurance products.

The Calvert VP EAFE International Index portfolio is not sponsored, endorsed, sold or promoted by Morgan Stanley Capital International, Inc. (MSCI) or any affiliate of MSCI and MSCI makes no representation regarding the advisability of investing in the portfolio.

“Nasdaq” and related marks are trademarks or service marks of The Nasdaq Stock Market, Inc. and have been licensed for use for certain purposes by Calvert Group, Ltd. and the Nasdaq -100® Index Portfolio. The Nasdaq -100® Index is composed and calculated by Nasdaq without regard to Calvert Investment Management, Inc. Nasdaq makes no warranty, express or implied, and bears no liability with respect to the Calvert VP Nasdaq 100 Index Portfolio.

The “Russell 2000 Index” is a trademark/service mark of the Frank Russell Company. Russell is a trademark of the Frank Russell Company. Calvert Investment Management, Inc. and the Calvert VP Russell 2000 Small Cap Index Portfolio are not promoted, sponsored or endorsed by, nor in any way affiliated with Frank Russell Company. Frank Russell Company is not responsible for and makes no representation of warranty, express or implied, as to its accuracy, or completeness, or otherwise.

“S&P 500®” and “S&P MidCap 400 Index” are trademarks of McGraw-Hill, Inc. The Calvert VP S&P MidCap 400 and S&P 500 Index Portfolios are not sponsored, endorsed, sold or promoted by Standard & Poor's and Standard & Poor's makes no representation regarding the advisability of investing in the portfolios.

The Fixed Account is backed by the claims-paying ability of the insurance company issuing the policy.

Calvert Investment Management, Inc. (Calvert) is the advisor of the Calvert Variable Products (Calvert VP) portfolios. Calvert is an affiliate of Ameritas Life Insurance Corp. Each company is solely responsible for its own financial condition and contractual obligations.


This is not an offer in any jurisdiction, nor is it specifically directed to residents of any jurisdiction. This policy may only be sold
pursuant to a prospectus and in those states where it is approved.
Not FDIC Insured May Lose Value No Bank Guarantee